Financial – Finish An Application Online

Capital One 360 Finish

  • Allows a credit card customer to complete an application online
  • Make sure to have the Username (Saver ID)/Customer Number on hand
  • The service is associated with the 360 savings program, Kids Savings Program, Capital One Money Market Account and CD’s
  • A valid email address will be required to finish the Capital One 360 app
  • Any questions about the process can be directed to a Capital One customer care agent at 1-800-695-5500 OR by mail at Capital One Attn: General Correspondence PO Box 30285 Salt Lake City, UT 84130-0285

Capital One 360 checking features no hidden fees (aka no monthly or overdraft fees), access to over 38,000 free ATM’s and the ability to deposit checks with the Capital One 360 mobile app or from a computer with CheckMateSM.  It should be noted that checking account balances between $50,000 and $99,999 will earn a nice .75% APY while balances under $49,999 will only receive a .20% APY.

Further reason to open a Capital One 360 account?

  • Capital One is member FDIC
  • Balances of $100,000 or more will earn .90%
  • Securities are offered by Capital One Investing, LLC, a registered broker-dealer and Member FINRA
  • Allows customers to pay bills, send cash to family and friends
  • Free MasterCard Debit Card for all purchases

Capital One 360 also offers a savings program that is similar to the checking program.  However one unique feature that is not standard with a checking or savings account is the ShareBuilder by Capital One service.  ShareBuilder is a new stock trading program designed for Capital One that allows customers to trade stocks and ETFs for $6.95.

Whats so special about ShareBuilder by Capital One?

  • Low cost trades
  • Ideal for a regular, run of the mill trader simply looking to trade stocks and EFT’s (this should be 99% of the general public)
  • No account minimum to open & free instant transfers
  • Provides third party stock ratings
  • Offers free money for signing up (see more below)

When a customer signs up for  Capital One 360 ShareBuilder account they can receive a bonus between $50 to $600 depending on the amount of money that is deposited.  To obtain the max amount ($600) the customer will have to deposit $125,000 or more.