My Pay Off Loan
Investopedia defines credit card debt as “A type of unsecured liability which is incurred through a short-term revolving loan facility”. Credit card debt is some of the worse debt a person can carry as it often results in a VERY HIGH APR. Due to the high APR associated with credit cards many consumers end up paying hundreds if not thousands of dollars in balance fees a year. Many credit card companies entice customers to make a small minimum payment in lieu of paying of the entire balance all at once.
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