Banking – JCPenney Online Credit Center

JCPenny Online Credit Center

  • Qualify for a credit card from JCPenny
  • Visit the JCPenny Online Credit Acceptance Center
  • Earn discounts and more with JCPenny credit card

When people think of lasting American institutions, names like Wells Fargo, McDonald’s and Coca Cola come to mind. JCPenny is another iconic brand, having served all types of people over the course of many generations. And countless folks of today proudly consider themselves regulars. It only makes sense, then, for those who frequent this department store to have as efficient and hassle-free shopping experience as possible. That’s where the JCPenny credit card comes in. Those who don’t yet have one of these cards can apply online right from the privacy of their home.

How to apply for a JCPenny credit card online

  • Visit the promotional page (see below)
  • Enter the 9-digit reference number found on your pre-selection mailer, or listed in the email you received
  • Enter your last name, state of residence and click “submit”
  • Fill out all information in the required fields
  • Use the online activation system to activate your card once you receive it

The online activation system is available Mon.-Sat. seven am to three am, and Sunday from seven am to 12:30 am EST. While any U.S. resident may apply, those who live in Wisconsin and Maryland may not apply online. The JCPenny credit card is offered by Synchrony Bank, which for 80 years has been providing their customers with stellar financial services. They place privacy and security above all else, which is why the JCPenny credit card includes zero fraud liability for unauthorized card use.

Contacting JCPenny

  • 800-527-4403