Financial Apply – Discover Personal Loans Invitation

Discover Personal Loans Invitation:

  • If you have received a personal invitation from Discover to apply for a personal loan you can visit the main personal loan application page to access your individualized offer
  • Personal loans are often used by consumers as a means to pay off high interest loans (such as credit card debt) and replace that debt with a loan with much lower interest rate
  • One benefit of the Discover Personal Loan service is that consumers can view their monthly payment and interest rate before finalizing the loan which will not affect your credit score
  • During the loan process you can select how much of a personal loan you would like to apply for, select what the loan will be used for, and then select which credit range you fall in to

Personal Loans can be excellent financial tools for individuals in need of lower interest lending options.  Credit Cards often come with very high interest rates (in excess of 20% in many cases).  Discover personal loans can provide fixed interest rates as low as 6.99% depending on your credit score.  By paying off higher interest rate credit card debt, options such as this can result in significant savings over the life of the loan.  The Discover Personal Loan program also comes with no surprise fees – customers enjoy no closing costs and no origination fee for the loan.  There is also no penalty for customers who pay off their loan early – another thing which can save consumers on interests costs.

More Details Regarding the Discover Personal Loan Program:

  • In many cases, decisions on the Discover Personal Loan will be provided within the same day and your money can often be sent within the next business day following approval
  • When applying, you can enter the personal Invitation ID Number you received with your invitation which can help determine your qualification faster